Συμβολαια Αστικης Ευθυνης Διαμεσολαβουντων στην EVIMA

 

 

 Η ανάκληση της άδειας λειτουργίας της EVIMA δημιούργησε και ένα ακόμα πρόβλημα, το οποίο δεν είναι άμεσα ορατό και για το οποίο δεν έχει υπάρξει μέχρι στιγμής οποιαδήποτε ανακοίνωση ή πρόνοια.

 

Συγκεκριμένα, η EVIMA ασκούσε και τον κλάδο της αστικής ευθύνης και πολλοί Ασφαλιστικοί Διαμεσολαβητές, όχι μόνον από όσους είχαν σχέσεις συνεργασίας μαζί της, είχαν συνάψει τα υποχρεωτικά από το νόμο συμβόλαια αστικής ευθύνης τους στην εταιρεία αυτή. Τα συμβόλαια αυτά είχαν κατατεθεί στην ειδική υπηρεσία Μητρώου των κατά τόπους Επαγγελματικών Επιμελητηρίων και με βάση αυτά οι Διαμεσολαβητές είχαν ανανεώσει την άδειά τους ή είχαν κάνει έναρξη επαγγέλματος.

Τι συμβαίνει σήμερα με τα συμβόλαια αυτά; Πόσοι Διαμεσολαβητές τα έχουν αντικαταστήσει και πόσοι όχι;

Πως παρέκαμψαν τα κενά χρονικά διαστήματα μεταξύ της 1ης Ιανουαρίου του 2013, της 8ης Φεβρουαρίου 2013 (ημερομηνίας ανάκλησης της άδειας της EVIMΑ) και της ημερομηνίας κατάθεσης αίτησης ασφάλισης σε άλλη εταιρεία;

Πως καλύφθηκε η αναδρομικότητα που προβλέπεται να έχει ένα τέτοιο ασφαλιστήριο συμβόλαιο;

Όλοι θυμόμαστε τα προβλήματα που αντιμετώπισαν οι Ασφαλιστικοί Διαμεσολαβητές, που είχαν τα συμβόλαια αστικής ευθύνης τους στην Commercial Value, όταν στις 26 Φεβρουαρίου 2010 ανακλήθηκε η άδεια λειτουργίας της.

Ποια είναι η άποψη της Εποπτικής Αρχής για τα συμβόλαια αυτά που είχαν Ασφαλιστικοί Διαμεσολαβητές στην EVIMA; Πόσοι Διαμεσολαβητές ασκούν σήμερα το επάγγελμά τους με βάση τα συμβόλαια αυτά; Έχει υπάρξει πρόνοια ή κατευθυντήρια εγκύκλιος;

Τι προβλέπεται αν εγερθούν απαιτήσεις τρίτων κατά των Διαμεσολαβητών αυτών για πράξεις τους α) πριν την ανάκληση της άδειας λειτουργίας της EVIMA και β) για πράξεις τους μετά την ανάκληση της άδειας λειτουργίας της EVIMA; Και πολύ περισσότερο, τι προβλέπεται για πιθανές απαιτήσεις τρίτων που βασίζονται στην διαμεσολάβηση προς την EVIMA;

Σε κάθε περίπτωση, είναι πλέον καιρός να κατανοήσουμε όλοι ότι υπάρχουν και άλλοι τρόποι, διεθνώς δοκιμασμένοι, να επεμβαίνει μια Εποπτική Αρχή στην λειτουργία μιας ασφαλιστικής εταιρείας, χωρίς να δημιουργούνται τα τεράστια προβλήματα στους ασφαλισμένους, στους εργαζόμενους και στους συνεργαζόμενους με αυτήν. Προβλήματα που τελικά πληρώνει, αμέσως ή εμμέσως, όλη η κοινωνία.

 

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